hud housing

the department of housing and urban development (hud) is a u.s. government agency created in 1965 to support the housing market and homeownership. hud enforces the fair housing act and oversees the community development block grant and the housing choice voucher program. hud works with other government agencies and private organizations to reach its goals including community nonprofits and faith-based groups. hud investigates any cases concerning the refusal to rent or sell a property, denying someone a dwelling, falsely stating that properties are unavailable, and imposing different terms or conditions based on any of the aforementioned discriminating conditions. the community development block grant program allocates federal grant money to communities to develop neighborhoods that have decent, affordable housing. the housing choice voucher program, also called section 8, allows low-income, disabled, or elderly citizens to choose a place to live regardless of whether the property exists as subsidized housing.

the property must meet certain requirements, and applicants need to meet government standards to qualify. families then seek out a housing unit for the number of people that will live in the house, duplex, or apartment. a family that is issued a housing voucher must find housing where the owner agrees to rent under the program. the pha pays the subsidy directly to the landlord on behalf of the tenant. hud states that to be eligible for the voucher program, the tenant’s income may not exceed 50% of the median income for the area. the voucher program attempts to allow for mobility without losing housing benefits.

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